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Achieving Quality, Affordable Health Insurance for All New Yorkers: An Analysis of Reform Options

By: Urban Institute
Authors: Linda J. Blumberg, A. Bowen Garrett et al.
Published: July 24, 2009
Financed by: New York State Department of Health and the New York State Department of Insurance
Legislation analyzed: none, plan analyzed developed by the authors.


Download the Report: from the Urban Institute, or from our backup files below.


Summary

The state’s entire health care system would be funded through government spending. Total government health care spending would increase by $57.7 billion. Employer spending on health care would be eliminated, saving employers $33.3 billion in
aggregate. Individuals would save $22.0 billion in total, with $11.8 billion in savings accruing to those who spend the most on health care today, those over 400 percent of the FPL.

Public Health Insurance for All would result in a significantly smaller addition to health system spending than Individual Mandate approaches that achieve coverage for all largely through a subsidized private insurance market.

The aggregate change in health system spending under this reform is an additional $2.4 billion dollars. Savings as a consequence of the lower payment rates to providers and lower administrative costs that would be achieved through a fully government sponsored program are what permit a substantial increase in coverage with a smaller net increase in overall spending.


This page created by the Healthcare-NOW Education Fund.