Tax credits for individuals and small businesses with regards to health care premiums are great solutions. This one, we cannot wait. This will decrease unemployment but not cure chronic underemployment in this country.
The chronically underemployed are fighting this bill hard because they don’t want any of their hard-earned dime to go to health insurance companies who they do not trust.

Since most uninsured, underinsured, unemployed and underemployed don’t trust the for profit insurance companies ruled by financial sociopaths, what is the sense of forcing us to mandatorily pay for health insurance?
This is clearly an extortion folks!
We can do away with car insurance by not buying a car!
We can do away with homeowners insurance if we just decide to rent!
But mandatorily making us pay to a new HEALTHCARE SYSTEM that heavily FAVORS HEALTH INSURANCE COMPANIES that WE DO NOT TRUST?

Please encourage your Senators to convert this for profit health insurance companies to nonprofit and fully funded by (not buy the people LOL!) the people and for the people!

Health Insurance reform must happen too as an addendum to the amendments! If we can eliminate the financial sociopaths ruling these companies before conversion to nonprofit, the better!

*I mentioned in my earlier posts and in the healthcare reform website that the US badly needs another 3 nonprofit tax-exempt heath insurance companies (they will get some government grants, donations from private and public foundations and from individuals) to compete against the for profit health insurers.

*I mentioned mandatory progressive taxation for the new healthcare tax (Refer to my range from my earlier posts).

*I mentioned also the new “healthcare tax” in my earlier posts. This can be enhanced by redistributing the current taxes that US workers pay. How about move the 2 to 3 percent from Social Security tax to the new “healthcare tax”? How about moving the 1 percent from Medicare tax to the new “healthcare tax”?

*The new “healthcare tax” will fund all “Free Clinics” (will run 16 hours a day) in the US to take care of all testing, medicine and preventative care.

*The new “healthcare tax” will fund the 3 new nonprofit tax-exempt health insurance companies.

*The new “healthcare tax” will fund State run hospitals to handle medical emergencies, emergency medical testing, necessary surgical procedures from emergencies and hospital bed expenses arising from emergency.

*THE WHEN, WHERE, AND HOW TO USE THE FUNDS FROM THE NEW HEALTHCARE TAX WILL ALWAYS BE SUBJECT TO VOTING BY ALL US CITIZENS.

*All size business will not be required to pay for their part-time or full-time employees’ health insurance. Their only obligation is to direct each employee to this free clinics and State-run hospitals. THIS PROPOSAL WILL CREATE MORE JOBS IN THE LONG RUN.

*All private and public hospitals and free and for profit clinics will have posted billing fee schedule range standard for all medical procedures. No health insurance company will have advantage over another in negotiating the rates. Right now the rates are mystery to the insured consumers and to all health insurance companies.

*Let us make malpractice insurance like a HSA (Health Savings Account) or FSA (Flexible spending account). This way, nothing is wasted and profits by the Board Members and Officers of this companies regulated.

*All states must implement caps on punitive damages and compensatory damages arising from medical malpractice.

*New Physicians will pay for their tuition and fee loans and malpractice insurance another way: Community Service Hours where they are mostly needed. Reason: To create efficient health care delivery.

*Dollar for dollar healthcare tax credit by each US Worker, US Citizen and US Immigrant. That means, all expenses incurred related to heath care will be deducted from the total tax. For example: An individual paid in 2010 $8K for health insurance premium, he paid $1K for medicine, he paid the 1st $1K of his high deductible health insurance plan, he paid $.5K of copays, he paid $3K for gym membership, wellness/nutrition/exercise/activity classes, vitamins, health beverages, diet meals, and heath gear and equipment. The total expenses paid for the year is $13.5K.
Assuming his tax is 12K. 12K minus 13.5K results in a tax refund of 1.5K for the year.
My rationale: Deduction does not count much, credit is much better. This is where the middle class and middle income taxpayers will benefit most.

*MY ABOVE PROPOSAL SHOULD BE TAKEN SERIOUSLY BY THE CITIZENS, PERMANENT RESIDENTS AND WORKERS OF THE UNITED STATES. HOWEVER YOU SLICE IT OR DICE IT OR DISECT IT, IT IS A WIN WIN PROPOSAL BEFORE VOTING YES!

SOLUTION: A NEW PROGRESSIVE HEALTH CARE TAX

This is how it works: For people (young and old 16 years and over) and families earning under 20K, 1% of their paycheck is automatically deducted for heath care tax. 30K and under but over 20k 1.5%, 40K and under but over 30K 2%. 70K and under but over 40K 2.5%. 100K and under but over 70K 3%. 150K and under but over 100k 3.5%. 250K and under but over 150k 4%. 300K and under but over 250K 4.5%, 400K and under but over 300k 5%….and so on and so forth…

Of course the rich has to share the wealth unless they are inconsiderate financial sociopaths!

Over rated and expensive medical insurance giants OVER CHARGE their customers over and above their greedy size premiums THEN do not provide any medical care whatsoever : http://www.washingtonpost.com/wp-dyn/content/article/2009/06/24/AR2009062401636.html

THEY do interfere with doctors and appropriate health care = UNETHICAL/MAYBE ILLEGAL

THEY do spend tons of potential health care dollars on politicians out of the health care dollar pie = CORRUPTION : http://www.pbs.org/moyers/journal/blog/2009/10/bill_moyers_michael_winship_in.html#more

THEY do spend tons on share holders out of the health care dollar pie = profits at the expense of others misfortune = UNETHICAL

THEY are spending tons on teabaggers to interfere with health insurance reform = profits at the expense of others misfortune = UNETHICAL

THEY do spend tons on CEO’s = profits at the expense of others misfortune = UNETHICAL

THEY are spending $1.4 million per day to interfere with medical insurance reform = profits at the expense of others misfortune = UNETHICAL

THEY are spending $1.4 million per day to interfere with medical insurance reform while canceling long term ill patients who have reached their spending cap thinking they had insurance = UNETHICAL

THEY are laundering their insurance reform money through the US Chamber of Commerce = UNETHICAL

THEY are charging consumers MORE while providing less and less ALL IN THE NAME OF PROFITS : http://www.washingtonpost.com/wp-dyn/content/article/2009/06/24/AR2009062401636.html

THEY are the source for the misinformation campaign against insurance reform = UNETHICAL

CANCEL YOUR MEDICAL INSURANCE TODAY UNTIL SUBSTANTIAL REFORM MATERIALIZES!
* set up your own money making medical expense account
* consumers will be money ahead
* nothing will change dramatically until consumers take matters into their own hands!