*I mentioned in my earlier posts and in the healthcare reform website that the US badly needs another 3 nonprofit tax-exempt heath insurance companies (they will get some government grants, donations from private and public foundations and from individuals) to compete against the for profit health insurers.

*I mentioned mandatory progressive taxation for the new healthcare tax (Refer to my range from my earlier posts).

*I mentioned also the new “healthcare tax” in my earlier posts. This can be enhanced by redistributing the current taxes that US workers pay. How about move the 2 to 3 percent from Social Security tax to the new “healthcare tax”? How about moving the 1 percent from Medicare tax to the new “healthcare tax”?

*The new “healthcare tax” will fund all “Free Clinics” (will run 16 hours a day) in the US to take care of all testing, medicine and preventative care.

*The new “healthcare tax” will fund the 3 new nonprofit tax-exempt health insurance companies.

*The new “healthcare tax” will fund State run hospitals to handle medical emergencies, emergency medical testing, necessary surgical procedures from emergencies and hospital bed expenses arising from emergency.

*THE WHEN, WHERE, AND HOW TO USE THE FUNDS FROM THE NEW HEALTHCARE TAX WILL ALWAYS BE SUBJECT TO VOTING BY ALL US CITIZENS.

*All size business will not be required to pay for their part-time or full-time employees’ health insurance. Their only obligation is to direct each employee to this free clinics and State-run hospitals. THIS PROPOSAL WILL CREATE MORE JOBS IN THE LONG RUN.

*All private and public hospitals and free and for profit clinics will have posted billing fee schedule range standard for all medical procedures. No health insurance company will have advantage over another in negotiating the rates. Right now the rates are mystery to the insured consumers and to all health insurance companies.

*Let us make malpractice insurance like a HSA (Health Savings Account) or FSA (Flexible spending account). This way, nothing is wasted and profits by the Board Members and Officers of this companies regulated.

*All states must implement caps on punitive damages and compensatory damages arising from medical malpractice.

*New Physicians will pay for their tuition and fee loans and malpractice insurance another way: Community Service Hours where they are mostly needed. Reason: To create efficient health care delivery.

*Dollar for dollar healthcare tax credit by each US Worker, US Citizen and US Immigrant. That means, all expenses incurred related to heath care will be deducted from the total tax. For example: An individual paid in 2010 $8K for health insurance premium, he paid $1K for medicine, he paid the 1st $1K of his high deductible health insurance plan, he paid $.5K of copays, he paid $3K for gym membership, wellness/nutrition/exercise/activity classes, vitamins, health beverages, diet meals, and heath gear and equipment. The total expenses paid for the year is $13.5K.
Assuming his tax is 12K. 12K minus 13.5K results in a tax refund of 1.5K for the year.
My rationale: Deduction does not count much, credit is much better. This is where the middle class and middle income taxpayers will benefit most.

*MY ABOVE PROPOSAL SHOULD BE TAKEN SERIOUSLY BY THE CITIZENS, PERMANENT RESIDENTS AND WORKERS OF THE UNITED STATES. HOWEVER YOU SLICE IT OR DICE IT OR DISECT IT, IT IS A WIN WIN PROPOSAL BEFORE VOTING YES!